ABFI LLC (804) 391-4002 Request a Consultation

Your financial system: Structured. Managed. Accountable.

Bookkeeping, payroll, the monthly close, controller review and CFO advice, run for you by one team and checked every month.

Book a free callGet the complimentary Diagnostic
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What lands in your inbox every month

No dashboards to learn. Each month you get the same five things, finished and checked.

  1. Every account reconciledEach bank and card account ties to its statement, to the cent.
  2. The month lockedA closing date is set, so last month can't quietly change.
  3. Review notesWhat the controller fixed and what we need from you, in plain words.
  4. Profit and loss, balance sheetReports you can hand to a bank, a partner or your CPA.
  5. 13 weeks of cashWhere cash goes next, and the week it runs lowest.

Screens are illustrative. Your package is built from your own books.

Your September package is readyFrom ABFI · 5 items, reviewed by your controller
New
ReconciliationsMonth lockedReview notesP&L and balance sheet13-week cash
ReconcileOperating checking ··4471Statement ending Sep 30, 2026
DatePayeeAmountCleared
09/26Payroll, ADP−$71,906.12✓
09/25Client deposit, INV-2214$48,500.00✓
09/24Rent, Oak Street suite−$8,500.00✓
09/22Client deposit, INV-2209$31,240.00✓
09/19Software subscriptions−$1,240.00✓
Statement balance$184,212.40
Cleared balance$184,212.40
Difference$0.00
Close the booksAccount and settings · Advanced
Closing date
09/30/2026
Changes before this date need a password.
Month closed
Controller reviewSeptember close · 3 notes
  • Fixed Reclassed $1,240 from office supplies to software subscriptions.
  • Fixed Accrued September rent of $8,500 that posted in October.
  • Need from you The receipt for the $612.40 card charge on Sep 14.
Profit and lossSeptember 2026Accrual basis
Revenue$412,880
Cost of sales($242,770)
Gross profit$170,110
Payroll and benefits($96,240)
Rent and occupancy($12,180)
Software and other($23,240)
Net income$38,450
13-week cashUpdated Oct 9Lowest: wk of Nov 24
Projected cashLowest week, $62,400

Every service, one department

Most clients start with books and the close, then add the rest as they grow. Each one has its own page, and all seven report to one team.

One departmentOne team, one set of numbers
01Bookkeeping and payroll 02Controller oversight and close 03Clean-up and catch-up 04Admin and HR support 05CPA coordination 06Fractional CFO advice 07Specialized support
01 of 07

Bookkeeping and payroll

Day-to-day books kept current and payroll matched to them.

Who it's for
Any business that's behind or doing it at night
Lands each month
Categorized books, reconciled accounts, payroll tied to the ledger
See bookkeeping and payroll

How a month gets closed

The same four steps, every month, in the same order.

  1. 1
    PullBank, card, payroll and sales feeds come in. Nothing typed by hand.
  2. 2
    ReconcileEvery account is tied to its statement until the difference is $0.00.
  3. 3
    ReviewA controller checks the work, fixes what's wrong and writes up what's needed from you.
  4. 4
    CloseThe month is locked and your package goes out.

Know the range before the call.

ABFI uses workload, complexity, operating needs and the level of ownership you want us to carry to build a planning range. The estimator gives you a realistic starting range before the first conversation.

Estimate my rangeHow pricing works
  • Range first
  • Range revealed after business details
  • Exact scope after review
Investment spectrumOne department.
Different operating depth.
Monthly
Core AccountingRecurring fundamentals
Starting at$850
Managed AccountingMore moving parts
Starting at$1,250
Integrated AccountingAccounting is operational
Starting at$1,850
Fractional DepartmentHigh-touch ownership
Starting at$2,750
Lighter footprintMore ownership

Four ways the accounting function can deepen

These are planning paths, not fixed packages. Each card shows the recurring layer and the monthly starting point. The final proposal confirms the exact responsibilities.

01Recurring foundation

Core Accounting

Starting at$850
/ month

For a relatively contained business that needs dependable books, a disciplined close, and one accountable financial operating rhythm.

Typical recurring scope
  • Client Accounting Management coordination
  • Recurring bookkeeping and reconciliations
  • Monthly close discipline
  • Standard P&L and balance-sheet reporting
  • CPA-ready records and handoff coordination
Best fit: current books, lighter account volume, and a straightforward recurring system.
Check my Core fit
02Managed operations

Managed Accounting

Starting at$1,250
/ month

For a growing operation where payroll, account volume, receivables, or recurring issues mean bookkeeping cannot live on an island.

Typical recurring scope
  • Everything in the Core layer
  • Broader transaction and account workload
  • More active issue and document follow-up
  • Payroll coordination when in scope
  • AP / AR operating support when in scope
  • Stronger recurring review of the close
Best fit: more moving parts, more owner coordination, and a need for stronger control.
Estimate Managed scope
03Deeper operating ownership

Integrated Accounting

Starting at$1,850
/ month

For businesses where the numbers are part of operating the company, not merely a record of what happened last month.

Typical recurring scope
  • Everything in the Managed layer
  • Controller review and walkthrough depth
  • Industry-specific accounting workflows
  • More frequent visibility and issue detection
  • Multi-system or multi-entity coordination
  • Reporting built for management use
Best fit: accounting is becoming infrastructure and leadership needs clearer operating visibility.
See if Integrated fits
04Fractional finance team

Fractional Department

Starting at$2,750
/ month

For complex or fast-moving businesses that need broader ownership across accounting, oversight, planning, and financial decision support.

Typical recurring scope
  • Everything in the Integrated layer
  • High-complexity recurring accounting
  • Controller plus CFO / advisory depth
  • Forecasting, budgeting, and scenario support
  • Broader process and stakeholder coordination
  • Higher-touch financial operating cadence
Best fit: the alternative is beginning to look like several separate finance hires.
Build my department range
Step 1 / 4 · Workload

How much activity are we managing?

Step 2 / 4 · Business context

What kind of business are we looking at?

Step 3 / 4 · Scope

What should ABFI own? Select all that apply

Step 4 / 4 · Visibility

How quickly do you need problems to surface?

Your scope snapshot is ready

Finish on the pricing page to unlock your range.

Your range stays private until you add a work email. No phone number required.

Unlock my range

The count can match. The work can still be completely different.

Two businesses can process the same number of transactions and still need very different levels of coordination, review, reporting and ownership. That's why ABFI looks at the whole operating picture, not one number.

Company A

200 transactions.
One clean system.

  • Entities1
  • Financial accounts2
  • PayrollNo
  • VisibilityMonth-end
  • BooksCurrent
Operational load
Company B

200 transactions.
Five moving systems.

  • Entities3
  • Financial accounts7
  • PayrollYes
  • VisibilityWeekly
  • BooksBehind
Operational load

What the same work costs to hire

ABFI starting price Salary of the people you'd hire: a bookkeeper; a bookkeeper and an accountant; a bookkeeper, an accountant and a finance manager. BLS May 2025 median pay, divided by 12, before benefits and payroll tax.

Core
$850 vs $4,223
Integrated
$1,850 vs $11,196
Department
$2,750 vs $25,077

Is your accounting function actually owned?

These tools are not a quote or a formal assessment. They're a quick way to see how much of the accounting is still being coordinated by you.

Owner coordination cost

Put a value on the leadership time spent chasing, translating, checking and coordinating accounting.

Value of time tied up in coordination$18,000/yr

This is simply your inputs multiplied over 12 months. It is not an ABFI savings estimate or guarantee.

Department readiness check

Tick each statement that is consistently true today.

0/6

The function appears to rely heavily on manual coordination or individual people. That is usually where department-level ownership creates the biggest operational difference.

Have your books ever been closed?

In QuickBooks Online, open Settings, then Account and settings, Advanced, and look at Close the books.

Start with the complimentary Diagnostic

We look at your books and write up what we find: where they stand, what's costing you, and a 90-day plan to fix it. The report is yours to keep, whether you hire us or not.

  • A readiness rating for your books
  • Eight findings, each with the evidence and what fixes it
  • A 90-day roadmap you could hand to anyone

See a sample report before you ask for yours. Pick the industry closest to yours.

Get the complimentary Diagnostic
Sample Diagnostic, Startups, cover page
Cover

Sample reports use fictional companies and figures.

Built around how your business makes money

The close is the same. What we watch changes with your cash cycle.

Startups

Protect your runway. Build the finance function before growth outruns it.

  • Burn and runway
  • A clean close
  • Investor-ready reports
→
Agencies and consultancies

Know which clients make money before the calendar tells you it's too late.

  • Margin by client
  • Payroll
  • Retainers and billing
→
Recruiting and staffing

Placements can grow faster than cash. Your accounting has to see both.

  • Payroll timing
  • Commissions
  • Lumpy cash
→
Contractors and trades

The bank balance isn't job profitability. Build the system that can tell the difference.

  • Job costs
  • Budget vs actual
  • Payroll by job
→
E-commerce

Sales are the easy number. Net cash, fees, returns and COGS are the ones that matter.

  • Settlements
  • Fees and returns
  • Real net cash
→
Multi-entity businesses

More entities shouldn't mean more versions of the truth.

  • Each entity closed
  • Intercompany
  • One consolidated view
→

Charts are illustrative.

Jordan Wells, founder of ABFI

Accounting. Business. Faith. Integrity.

The owner shouldn't be the accounting project manager

Jordan Wells founded ABFI after seeing the same thing in business after business. The bookkeeper, the CPA, the payroll company and the owner each held part of the picture, and nobody owned the whole of it.

So ABFI works as one department. One team keeps the books, closes the month, reviews the work and talks to your CPA. You get one point of contact and one set of numbers.

Book a free callRead ABFI's story

What clients say

Finding him has been one of the biggest blessings for our business.

ABFI client

He has completely transformed our bookkeeping and financial organization.

ABFI client

Our books are more accurate, organized, and manageable than ever before.

ABFI client

What stands out most is his responsiveness and incredibly fast turnaround time.

ABFI client
A+BBB Accredited BusinessSee the BBB profile

ABFI works inside the finance stack you already use. Your systems don't need to be rebuilt.

Questions owners ask first

Still unsure? Ask us on a free call.

From the ABFI blog

All articles
Financial systems · 3 min readThe Difference Between a Bookkeeper and a Financial SystemWhy having a bookkeeper can still leave a growing business without a coordinated system.Read the article →
Monthly close · 3 min readWhat the Month-End Close Is Actually Supposed to Tell YouA report is not the same thing as a verified month.Read the article →
Clean-up · 4 min readWhat Cleaning Up the Books Actually InvolvesWhy clean-up is usually reconstruction, not tidying.Read the article →

Start with one call

Talk with ABFI about your books. Bring your questions and your messiest account, and we'll tell you which plan fits.

Book a free callGet the complimentary Diagnostic

Or call (804) 391-4002